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CANCEL OR TRANSFER OF MEMBERSHIP
* Membership and the use of particular priviledges cannot be transferred from one person to another.
* Members who move to another geographic area and wish to participate at a YMCA there will need to contact that YMCA for its specific policy on membership transfers.
CREDIT AND REFUND POLICY
* If the YMCA cancels a program due to insufficient enrollment, participants will be issued a credit/refund in full. If a participant cancels program participation prior to its start, the YMCA will issue a credit, less a processing fee. After the program has met twice, no credits will be issued.
*In case of medical emergencies, a credit statement will only be issued for the remaining balance of the program fee. A doctor's note must be presented to receive credit.
* Credit issued can only be used for programs or membership fees and not redeemed for cash or check. Credit expires one year from the date of issue.
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MEMBERSHIP 
